Our calculator and guides give general information. For a decision about your home, your money or your family, these free and official services can help you with your own situation.
Launchup doesn’t give personal advice. We aren’t financial advisers or lawyers, and we don’t take commissions from anyone listed here. Every link on this page goes to an independent or government service.
Money, the Age Pension and retirement income
Financial Information Service (FIS)
Free, independent and confidential. Specialist Services Australia officers explain how selling your home, super and investments affect the Age Pension. They don’t sell products or give advice.
Call 13 23 00 and ask for FIS. About FIS ↗
Services Australia
Your actual Age Pension, Rent Assistance and what Centrelink counts. Only Services Australia can tell you what you’ll receive.
Moneysmart (ASIC)
The government’s free money guide: retirement income, the Age Pension, downsizing, home equity and calculators.
Find a licensed financial adviser
Before you rely on anyone’s advice, check they’re on the official register. It shows their licence, qualifications and any bans.
Care at home and aged care
My Aged Care
The starting point for government-funded help at home (Support at Home) and for aged care assessments.
Call 1800 200 422. myagedcare.gov.au ↗
Wills, powers of attorney and estates
Each state and territory has a public trustee. They can prepare or store a will, act as an executor or attorney, and explain how wills and powers of attorney work where you live. Fees and services vary by state.
| State or territory | Public trustee |
|---|---|
| New South Wales | NSW Trustee and Guardian ↗ |
| Victoria | State Trustees Victoria ↗ |
| Queensland | The Public Trustee of Queensland ↗ |
| Western Australia | Public Trustee WA ↗ |
| South Australia | Public Trustee SA ↗ |
| Tasmania | The Public Trustee Tasmania ↗ |
| Australian Capital Territory | Public Trustee and Guardian ACT ↗ |
| Northern Territory | NT Public Guardian and Trustee ↗ |
Free legal help
Legal Aid gives free legal information in every state and territory, and can point you to local community legal centres. Before you sign a retirement village or land lease contract, get advice from a lawyer who works in that area.
| State or territory | Legal Aid |
|---|---|
| New South Wales | Legal Aid NSW ↗ · LawAccess NSW 1300 888 529 |
| Victoria | Victoria Legal Aid ↗ |
| Queensland | Legal Aid Queensland ↗ |
| Western Australia | Legal Aid WA ↗ |
| South Australia | Legal Services Commission SA ↗ |
| Tasmania | Tasmania Legal Aid ↗ |
| Australian Capital Territory | Legal Aid ACT ↗ |
| Northern Territory | Legal Aid NT ↗ |
Walk in with your numbers ready
Advisers, Centrelink and operators can help you faster when you already know roughly where you stand. The free Retirement Pathway Calculator compares staying home, a smaller home, a land lease community and a retirement village in about 10 minutes.
Compare my options, free →Links checked October 2026. Services, phone numbers and fees can change, so please confirm details with each organisation. This page is general information only, not financial, legal or tax advice.
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