How much could downsizing actually free up for you?
Whether you’re on the pension, self-funded, or somewhere in between — see exactly what staying home, downsizing or moving means for your cash, your income and your lifestyle. Most people are guessing, and the real answer often surprises them.
Wherever you are in the journey
The Retirement Pathway Wizard
Compare staying home, a land lease community and a retirement village side by side — with your own numbers, in a few minutes. See what each option means for your cash, your pension and your lifestyle.
Downsizing
Thinking about a smaller home, a land lease community or a retirement village? Understand what actually changes — for your money, your lifestyle and your independence.
More than 63,000 Australians have used the government’s Downsizer scheme to add up to $300,000 each from their home sale straight into super, tax-free.
Downsizer contributions — ato.gov.au ↗ Read the full guide →Retirement Income
Make sense of the Age Pension, superannuation drawdowns and what your income really looks like once work stops.
About 2 in 3 Australians over Age Pension age receive at least a part pension — most people don’t fund retirement from super alone.
Age Pension rates — servicesaustralia.gov.au ↗ Read the full guide →Home Care & Accessible Aids
Practical guidance on home care services and accessibility aids that help you stay comfortable and independent, wherever you live.
Hundreds of thousands of older Australians rely on government-funded home care each year — now known as Support at Home, following recent reforms.
Support at Home — myagedcare.gov.au ↗ Read the full guide →Three steps to real clarity
Answer a few simple questions
About your home, savings and income — no jargon, no pressure, nothing saved unless you choose to.
See your options compared side by side
Real numbers for staying home, land lease and retirement village — including what each does to your Age Pension.
Walk in already informed
Take your free question sheet to any adviser, village manager or facility — and ask the right things first time.
Built for people making a real decision, not a sales pitch.
Every figure is grounded in the same Age Pension, assets test, income test and Rent Assistance rules Services Australia actually uses — kept current as those rates change. This is a planning tool, not financial advice, and we say so clearly: for a decision this size, we always recommend speaking with a licensed financial adviser alongside what you find here.
Age Pension, deeming and Rent Assistance rates, checked against the official published figures.
The core comparison tool costs nothing and asks for no personal details to use.
If a term needs jargon, we explain it in the same breath — no assumed prior knowledge.
Ready to see where you stand?
It takes a few minutes, costs nothing, and asks for no personal details.