🏠 Stay Put See what happens if you don’t move at all — your equity growth against ongoing holding costs.
🏡 Sell & Downsize See your released cash, your new home’s growth, and your true net position years from now.
🌳 Land Lease / Village See how site fees, deferred management fees, and capital gain sharing affect your bottom line.
How it works
Three steps to clarity
- Enter your numbers — your current home value, and a few assumptions about growth and costs.
- See your comparison instantly — a live chart shows your financial position for each option, year by year.
- Get your results emailed to you — so you can think it over, compare with family, or bring it to your adviser.
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Is this financial advice?
No. This tool gives a simplified estimate for comparison purposes, based on the assumptions you enter. It’s a starting point for your own research and conversations with a licensed financial adviser — not a substitute for one.
What will you do with my email address?
We’ll only use it to send you a copy of your results.
How accurate are the numbers?
As accurate as the assumptions you enter. Property growth, investment returns, and fees vary — we’d encourage you to try a few different scenarios (optimistic and conservative) to see the range of outcomes.
What’s the difference between a land lease home and a retirement village?
Land lease homes are typically freehold ownership of the dwelling with a separate site rental — usually no deferred management fee. Retirement villages often use a leasehold or loan-license model with a deferred management fee and sometimes capital gain sharing on exit. Contracts vary widely, so always read the specific disclosure documents.